Middle Market Industries and Niches

In addition to a healthy market appetite and broad product line for a wide range of Middle Market business, we offer our agents tremendous opportunities through The Hanover Industry Advantage – a suite of revenue-generating, retention#enhancing solutions that target an ever expanding list of industry segments and niches.

Industry Segments

Hanover Craft Brewers Advantage

Craft brewers, microbrewers, contract brewers, regional breweries and selected brew pubs with important coverages such as spoilage, contamination, change in temperature, manufacturers selling price valuation and liquor liability.

Hanover Cultural Institutions Advantage

Unique property and general liability requirements of museums, libraries and historical sites with coverage for fine arts property in transit, agreed value valuation, and special event coverage.

Hanover Food Industries Advantage

Customized coverage for food processors, distributors and retailers such as bakeries, beverage manufacturers, cereal manufacturers and coffee and tea processors with coverage for risks such as contamination of stock, spoilage, property in transit, and equipment breakdown.

Hanover Hospitality Advantage

Mid-to-high priced, franchised-owned hotels and motels that cater to business travelers with a broad array of specialized coverages including a property broadening endorsement that covers risks such as guests' property, reservation systems and alternative key systems.

Hanover Media Advantage

Coverage for broadcasters, publishers, multimedia companies, advertisers, advertising agencies and other media agencies, includes coverage for broadcast equipment and towers, antennas and satellite dishes, printer errors and omissions and graphic arts.

Hanover Metalworkers Advantage

Targets machine shops and other businesses that make metal parts with tailored coverages including a manufacturers broadening endorsement, e-commerce endorsement and manufacturers errors and omissions.

Hanover Plastic Manufacturers Advantage

Companies that develop plastic parts and finished products with specialized coverage for patterns, molds, dies and product recall expenses and offers a manufactures broadening endorsement.

Hanover Printers Advantage

Covers the risks of printers that perform printing services for commercial and private companies. Coverage includes property in transit, property off premises, product recall and errors and omissions as well as an e-commerce endorsement.

Hanover Professional Services Advantage

Coverage for firms such as attorneys and notaries, accounting, design and travel agencies with coverage for electronic data processing, valuable information property, business income and extra expense.

Hanover Real Estate Advantage

Program for commercial real estate businesses that includes emergency event management, contingent property coverage and a property and general liability broadening endorsement.

Hanover Retail Advantage

Covers distinctive requirements for retailers such as automatic seasonal increase, property in transit, and sewer and drain back-up.

Hanover Wholesalers Advantage

Special coverage for wholesalers that includes wholesale property broadening endorsement, property in transit and product recalls. Target classes include books, clothing, electronics, florists, furniture, medical equipment, plumbing and refrigeration.

Niches

Hanover Chauffeured Transportation Advantage

Covers 24-hour, pre-arranged limousine service operators, corporate transportation services, private and special occasion luxury transportation. Executive sedan and limousine operations (2 to 14 units).

Hanover Human Services Advantage

Meets the needs of Human Service organizations (nonprofit) that provide services to the following:

Youth Services
Addiction Services
Developmental Disabilities
Mental Health
Aging Services
Community/Social Services
Miscellaneous

More detailed information about Human Services Advantage can be found at humanservices.hanover.com

Hanover Education Advantage

Meets the needs of Public Schools, Private Schools, Small Public and Private Colleges.

More detailed information about Education Advantage can be found at http://www.hanover.com/thg/business/mid/education.htm

Hanover Moving and Storage Advantage

Covers companies specializing in moving and/or storage of household goods and personal effects as well as office relocations by motor vehicles over public roadways; up to 20 employees (2 to 12 vehicles).

Hanover Religious Institutions

Meets the need of Churches, Synagogues, Mosques, Other Houses of Worship.

For more detailed information about our Mid-Size Business Insurance capabilities, please contact your local Regional Vice President or visit Hanover.com.

For more information about The Hanover's personal and commercial lines of insurance, please select from menu bar at the top of this page.