Shareholder Information
Annual Meeting of Shareholders
The management and Board of Directors of Allmerica Financial Corporation invite you to attend the company’s Annual Meeting of Shareholders. The meeting will be held on May 17, 2005, at 9:00 a.m. at Allmerica Financial, 440 Lincoln Street, Worcester, Massachusetts.
Common Stock and Shareholder Ownership Profile
The common stock of Allmerica Financial Corporation is traded on the New York Stock Exchange under the symbol “AFC”. As of the end of business on February 15, 2005, the company had 35,882 shareholders of record. On the same date, the trading price of the company’s common stock closed at $36.19 per share.
Common Stock Prices
| 2004 | High | Low | 2003 | High | Low |
|---|---|---|---|---|---|
| First Quarter | $38.25 | $30.84 | First Quarter | $16.43 | $ 9.84 |
| Second Quarter | $36.10 | $30.71 | Second Quarter | $18.53 | $13.75 |
| Third Quarter | $34.61 | $26.05 | Third Quarter | $24.90 | $17.74 |
| Fourth Quarter | $33.00 | $25.45 | Fourth Quarter | $31.29 | $24.65 |
Investor Information
Call our toll-free investor information line, 1-800-407-5222, to receive additional printed information, including Form 10-Ks or quarterly reports on Form 10-Q filed with the Securities and Exchange Commission, and for access to fax-on-demand services, shareholder services, pre-recorded messages and other services. In addition, the company’s filings with the Securities and Exchange Commission are available on our web site at www.allmerica.com. Alternatively, investors may address questions to:
Sujata Mutalik
Vice President, Investor Relations
Allmerica Financial Corporation
440 Lincoln Street
Worcester, MA 01653
t. 508-855-3457 / f. 508-853-4481
smutalik@allmerica.com
Debra Casey, CPA
Director, Investor Relations
Allmerica Financial Corporation
440 Lincoln Street
Worcester, MA 01653
t. 508-855-6658 / f. 508-926-1669
dcasey@allmerica.com
Corporate Governance
Our Corporate Governance Guidelines, Board Committee Charters, Code of Conduct and other information are available on our web site at www.allmerica.com under “Corporate Governance.” For a printed copy of any of these documents, shareholders may contact the company’s secretary at our corporate offices.
Industry Ratings
| Financial Strength Ratings | A.M. Best |
Standard & Poor’s |
Moody’s |
|---|---|---|---|
| Property and Casualty Insurance Companies: | |||
| The Hanover Insurance Company | A- |
BBB+ |
Baa1 |
| Citizens Insurance Company of America | A- |
BBB+ |
– |
| Life Insurance Companies: | |||
| Allmerica Financial Life Insurance and Annuity Company | B+ |
BB |
Ba1 |
| First Allmerica Financial Life Insurance Company | B+ |
BB |
Ba1 |
| Debt Ratings | A.M. Best |
Standard & Poor’s |
Moody’s |
|---|---|---|---|
| Allmerica Financial Corporation Senior Debt | bb+ |
BB |
Ba1 |
| Allmerica Financial Corporation Capital Securities | bb- |
B |
Ba2 |
| Allmerica Financial Corporation Short-Term Debt | AMB-3 |
– |
NP |
| First Allmerica Financial Life Insurance Company Short-Term Insurance Financial Strength Rating | – |
– |
NP |
Registrar and Stock Transfer Agent
Equiserve, LP
PO Box 43076, Providence, RI 02940-3076
1-800-317-4454
Independent Accountants
PricewaterhouseCoopers LLP
160 Federal Street, Boston, MA 02110
Corporate Offices and Principal Subsidiaries
Allmerica Financial Corporation
440 Lincoln Street, Worcester, MA 01653
The Hanover Insurance Company
440 Lincoln Street, Worcester, MA 01653
Citizens Insurance Company of America
645 West Grand River, Howell, MI 48843
